Make Every Dollar Work Harder for Your Future
From your first home loan to your retirement plan, Equity Money Plan gives families and small businesses in Washington honest, jargon-free financial advice that leads to real results.
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Your Neighborhood Finance Team in Bonney Lake
Equity Money Plan started in 2017 with a simple belief: money decisions should never feel confusing or rushed. What began as a small local practice has grown into a full-service finance firm helping people borrow wisely, invest steadily and plan taxes with confidence.
We handle personal loans, credit loans, mortgages, wealth planning, tax advisory and insurance under one roof, so your plan fits together instead of living in separate folders. We take time to understand your life first, then recommend what actually makes sense.
Whether you are buying a home, clearing debt, growing savings or protecting your family, our advisors stay beside you from the first conversation to long after the paperwork is done.
Vision, Mission, Goal & Principle
Everything we do follows four ideas that shape each client relationship.
Vision
A community where every household has the knowledge and tools to build lasting financial security.
Mission
To deliver clear, ethical and personalised financial solutions that people can trust.
Goal
Help every client reach their next milestone, whether it is a home, a debt-free life or a comfortable retirement.
Principle
Honesty, transparency and putting your interests first, always.
Finance Support That Feels Human
Six reasons clients keep choosing Equity Money Plan year after year.
Honest, Clear Advice
We explain every fee, rate and term in plain English before you sign anything.
Fast Responses
Most enquiries get a reply the same business day, and many loan decisions move within days.
Tailored Plans
No cookie-cutter packages. Your income, goals and timeline shape every recommendation.
Trusted Lender Network
Our long-standing lender and insurer relationships help us find better terms for you.
Private & Secure
Your details stay confidential and are shared only with partners you approve.
Support After Approval
We stay in touch for reviews, refinancing checks and yearly tax planning.
Six Simple Steps From Question to Solution
A clear path so you always know what happens next.
Free Consultation
Tell us your goals by call or form. We listen first.
Financial Review
We study your income, credit, debts and plans.
Custom Plan
You get clear options with costs and trade-offs.
Application Support
We prepare paperwork and deal with lenders for you.
Approval & Funding
Review final terms and move forward confidently.
Ongoing Care
Regular check-ins as your life and rates change.
Loans, Investments, Tax & Insurance Services
Complete financial services designed around real life.
Personal Loan
Flexible loans for medical bills, weddings, travel, education or debt consolidation, with clear monthly payments.
Credit Loan
Credit lines and credit-builder options to help you manage cash flow and improve your score.
Mortgage Loan
Home purchase, refinance and equity loans. We compare lenders so you do not have to.
Wealth & Investment Planning
Retirement, savings and portfolio planning built around your goals and comfort with risk.
Tax Advisory
Year-round tax planning for individuals and small businesses to keep your filing accurate and efficient.
Insurance Services
Life, health, home and auto cover reviewed side by side, so you protect what matters at a fair price.
Book Your Free Consultation
Pick a service and a day. We will confirm by email or phone.
Questions We Hear Every Day
It depends on the lender and loan type. Personal and credit loans can move in a few days, while mortgages usually take several weeks.
Our first consultation is a conversation, not a credit pull. We explain when a hard inquiry is needed before it happens.
Often yes. We know lenders who work with a wide range of credit profiles and can suggest ways to strengthen your application.
Your first consultation is free. Any fees for later services are explained upfront in writing.
Typically ID, proof of income, recent bank statements and any current loan details. We send a tailored checklist after your first call.
Yes. We offer tax advisory, business insurance reviews and financing guidance for owners and the self-employed.
We keep your details confidential and share them only with partners you approve. Read our Privacy Policy for more.
We start with your goals, timeline and risk comfort, then explain each option with its costs and risks. All investing carries risk.
Yes. We work with clients across Washington and can hold consultations by phone or video.
What Our Clients Say
“They explained my mortgage options so clearly that we closed on our first home with zero surprises.”
“Consolidated three high-interest debts into one payment. I save hundreds every month now.”
“Our small business taxes used to be stressful. Now we plan ahead all year.”
“Patient, honest and never pushy. They built a retirement plan I actually understand.”
“Found better home and auto insurance for less, with more cover than before.”
“Fast replies and real people. I recommend Equity Money Plan to everyone I know.”
Let's Talk About Your Goals
Send a message and an advisor will get back to you within one business day.
- 📍 11410 205th Ave E, Bonney Lake, Washington, 98391
- 📞 (218) 245-1521
- ✉️ info@equitymoneyplan.com